Last updated 2022.03.28
Health Benefits Plan For U.S. Fulbrighters
Fulbright grantees receive an accident and sickness health benefits plan through a group policy arranged by the United States Department of State (USDOS).
This benefits plan, called the Accident and Sickness Program for Exchanges (ASPE), is not comprehensive insurance, rather it is a limited health care benefits plan established through USDOS and administered by Seven Corners, Inc. Per the Fulbright U.S. Student website:
The Accident and Sickness Program for Exchanges (ASPE) is a basic policy and it is not a substitute for your private health benefits coverage. It is not intended to cover long-term health care and has limitations in coverage. For this reason, you are encouraged to maintain your current policy or to obtain comprehensive health insurance coverage to offset the cost of major medical contingencies that may occur when you are abroad, to cover you if you travel outside of the host country, and/or to provide you with immediate coverage when you return to the U.S.
ASPE provides up to $100,000 per covered injury or sickness, as outlined in the ASPE Benefits Guide. KAEC cannot assume liability for any medical expenses in excess of the maximum coverage or outside of the coverage provided under ASPE. Fulbright grantees to Korea are not covered by this benefits plan outside of Korea.
ASPE becomes the secondary health benefits plan if a participant has other health coverage.
Direct payment of medical bills (not including co-pay) is available at only a limited number of medical facilities in Korea. For a list of these facilities, visit wellabroad.com.
In all other instances, grantees should expect to pay for any medical costs in full upfront and then submit benefit claims for reimbursement. When possible, it is recommended to confirm coverage and benefits in advance by contacting Seven Corners. Contact information for inquiries and claim submission can be found in the ASPE Benefits Guide.
Reimbursement through ASPE for approved medical claims will be sent directly via check or via wire transfer to a bank account within the U.S. Historically, reimbursement has been reliable but slow (requiring two to three months). It is the grantee’s responsibility to submit proper claims as soon as possible after receiving medical treatment. All claims should be submitted before a grantee's official grant period ends. If submitting a claim after the grant period has ended, it may not be considered valid for processing, and thus it may not be reimbursed.
For claim forms, or to login to "My Plan," visit www.sevencorners.com/gov/usdos
This benefits plan, called the Accident and Sickness Program for Exchanges (ASPE), is not comprehensive insurance, rather it is a limited health care benefits plan established through USDOS and administered by Seven Corners, Inc. Per the Fulbright U.S. Student website:
The Accident and Sickness Program for Exchanges (ASPE) is a basic policy and it is not a substitute for your private health benefits coverage. It is not intended to cover long-term health care and has limitations in coverage. For this reason, you are encouraged to maintain your current policy or to obtain comprehensive health insurance coverage to offset the cost of major medical contingencies that may occur when you are abroad, to cover you if you travel outside of the host country, and/or to provide you with immediate coverage when you return to the U.S.
ASPE provides up to $100,000 per covered injury or sickness, as outlined in the ASPE Benefits Guide. KAEC cannot assume liability for any medical expenses in excess of the maximum coverage or outside of the coverage provided under ASPE. Fulbright grantees to Korea are not covered by this benefits plan outside of Korea.
ASPE becomes the secondary health benefits plan if a participant has other health coverage.
Direct payment of medical bills (not including co-pay) is available at only a limited number of medical facilities in Korea. For a list of these facilities, visit wellabroad.com.
In all other instances, grantees should expect to pay for any medical costs in full upfront and then submit benefit claims for reimbursement. When possible, it is recommended to confirm coverage and benefits in advance by contacting Seven Corners. Contact information for inquiries and claim submission can be found in the ASPE Benefits Guide.
Reimbursement through ASPE for approved medical claims will be sent directly via check or via wire transfer to a bank account within the U.S. Historically, reimbursement has been reliable but slow (requiring two to three months). It is the grantee’s responsibility to submit proper claims as soon as possible after receiving medical treatment. All claims should be submitted before a grantee's official grant period ends. If submitting a claim after the grant period has ended, it may not be considered valid for processing, and thus it may not be reimbursed.
For claim forms, or to login to "My Plan," visit www.sevencorners.com/gov/usdos