Last updated 2023.03.28
Accident and Sickness Program for Exchanges (ASPE) Health Benefits Plan
Fulbright grantees receive an accident and sickness health benefits plan through a group policy arranged by the United States Department of State (USDOS). The Accident and Sickness Program for Exchanges (ASPE) is a limited health care benefits plan designed by USDOS and administered by Seven Corners, Inc. ASPE provides up to $100,000 per covered injury or sickness. Please note that the ASPE plan is NOT an insurance policy nor does it provide coverage for personal effects or the theft, loss, or damage of personal property. KAEC cannot assume liability for any medical expenses in excess of the maximum coverage or outside of the coverage provided under ASPE. Further details regarding coverage can be found in the ASPE Benefits Guide. Fulbright grantees to Korea are not covered by this benefits plan outside of Korea.
Exchange participants should seek advice from their own insurance agents about the advisability of obtaining additional coverage. ASPE becomes the secondary health benefits plan if a participant has other health coverage. Please note that Fulbright grantees to Korea are not eligible for enrollment in the Korean National Health Insurance Service (NHIS) due to their special A-3-99 visa and grant status, so any additional coverage desired should likely come from either an American or an international provider.
Health and accident coverage for dependents is not included in the USDOS benefit plan nor is it provided as a benefit of a Fulbright grant to Korea. Unless dependents are already adequately provided for under an existing policy, grantees are strongly urged to obtain supplemental health benefits coverage. KAEC cannot assume liability for any medical expenses incurred by accompanying dependents of Fulbright grantees.
Direct payment of medical bills (not including co-pay) is available at only a limited number of medical facilities in Korea. For a list of these facilities, visit wellabroad.com.
In all other instances, grantees should expect to pay for any medical costs in full upfront and then submit benefit claims for reimbursement. When possible, it is recommended to confirm coverage and benefits in advance by contacting Seven Corners. Contact information for inquiries and claim submission can be found in the ASPE Benefits Guide.
Reimbursement through ASPE for approved medical claims will be sent directly via check or via wire transfer to a bank account within the U.S. Historically, reimbursement has been reliable but slow (requiring two to three months). It is the grantee’s responsibility to submit proper claims as soon as possible after receiving medical treatment. All claims should be submitted before a grantee's official grant period ends. If submitting a claim after the grant period has ended, it may not be considered valid for processing, and thus it may not be reimbursed.
For claim forms, or to login to "My Plan" after enrollment, visit www.sevencorners.com/gov/usdos
Exchange participants should seek advice from their own insurance agents about the advisability of obtaining additional coverage. ASPE becomes the secondary health benefits plan if a participant has other health coverage. Please note that Fulbright grantees to Korea are not eligible for enrollment in the Korean National Health Insurance Service (NHIS) due to their special A-3-99 visa and grant status, so any additional coverage desired should likely come from either an American or an international provider.
Health and accident coverage for dependents is not included in the USDOS benefit plan nor is it provided as a benefit of a Fulbright grant to Korea. Unless dependents are already adequately provided for under an existing policy, grantees are strongly urged to obtain supplemental health benefits coverage. KAEC cannot assume liability for any medical expenses incurred by accompanying dependents of Fulbright grantees.
Direct payment of medical bills (not including co-pay) is available at only a limited number of medical facilities in Korea. For a list of these facilities, visit wellabroad.com.
In all other instances, grantees should expect to pay for any medical costs in full upfront and then submit benefit claims for reimbursement. When possible, it is recommended to confirm coverage and benefits in advance by contacting Seven Corners. Contact information for inquiries and claim submission can be found in the ASPE Benefits Guide.
Reimbursement through ASPE for approved medical claims will be sent directly via check or via wire transfer to a bank account within the U.S. Historically, reimbursement has been reliable but slow (requiring two to three months). It is the grantee’s responsibility to submit proper claims as soon as possible after receiving medical treatment. All claims should be submitted before a grantee's official grant period ends. If submitting a claim after the grant period has ended, it may not be considered valid for processing, and thus it may not be reimbursed.
For claim forms, or to login to "My Plan" after enrollment, visit www.sevencorners.com/gov/usdos